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Hartwick College Tuition & Cost

Oneonta, New York

 1 Reviews

How much does it cost to attend?

Sticker Price

$66,737
Costs for Hartwick College
Fee Cost
Tuition$50,254
Other Fees$1,055
Books and Supplies$700
Room and Board $14,028
Other Expenses Budget$700

Annual Tuition & Costs

The annual tuition to attend Hartwick College is $50,254. The cost is the same for both in-state and out-of-state students. Room and board fees are an additional $14,028. For educational materials, students should allocate approximately $700 for books and supplies plus $1,055 for other fees charged by the school. Finally, students should budget $700 for miscellaneous expenses throughout the year. With all these fees considered, the expected total cost to attend Hartwick College on a full-time basis is $66,737 per annum.

Housing Costs

On campus room and board is provided by the school at a cost of $14,028 per academic year. Students electing to live off campus elsewhere in Oneonta should budget at least this amount.

Books and Supplies

The estimated annual cost for books and educational supplies is $700.

Other Living Expenses

If living on-campus, students should budget for $700 in additional living expenses. Off-campus students should budget for $400 in other miscellaneous living expenses.

All price data is sourced from the 2022/2023 U.S. Department of Education National Center for Education Statistics survey.
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Net Price

The average reported annual net price for Hartwick College for students receiving grants or scholarship aid was $22,396* in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses.

Average Net Price 2019/2020

$22,396

Below is the average net price by student family income.

Net Price by Income Hartwick College
Family Income Net Price Paid
$0 to $30,000$20,997
$30,001 to $48,000$22,349
$48,001 to $75,000$22,428
$75,001 to $110,000$22,139
$110,000+$25,306

The net price provides a more realistic estimate of the true cost of attending Hartwick College, once common grants and scholarships have been taken into account. It's important to note that your net price will fluctuate based on factors such as family income, assets and individual financial need. Net price is the out-of-pocket total cost that students end up paying or financing though student loans.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2019/2020 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Financial Aid

100% of full-time undergrad Hartwick College received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $41,717 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back.

Pell Grants

39 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2019/2020 was $5,517. To apply for a Pell Grant to attend Hartwick College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Student Loans

88% of students received Federal Student Loans averaging $5,432 and 16% of undergrads took out private student loans averaging $14,585.

Finanical Aid Hartwick College
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $41,717 100%
Institutional Grants and Scholarships $38,284 100%
Pell Grants $5,517 39%
Other Federal Grants $1,018 26%
State and Local Grants $3,031 33%
Federal Student Loans $5,432 88%
Other Student Loans $14,585 16%

Financial Aid Mix - $66,737 Total Cost

CollegeSimply has modeled example payment coverage for the annual tuition and living expenses of $66,737. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

63%
8%
29%

Grants and Scholarships

63% - $41,717

Money granted to you by the U.S. Department of Education, Hartwick College or other organizations. These are not loans and do not need to be repaid.

Federal Student Loans

8% - $5,432

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket Cost

29% -  $18,888

Covered by family savings, work or private student loans which you will have to repay.

Student Loans

To gauge a more realistic picture of what it really could cost you out of pocket to go to Hartwick College, we've modeled a ten year student loan with an original principal value of $89,584. The loan balance of $89,584 is a four year multiple of the $22,396 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $1,019 could be required to pay off your student loan. The total of all payments including interest would sum $122,229.14.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 6.53%.

Example Loan $89,584
Stafford Loan Interest Rate 6.53%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $1,018.58
Total Interest Paid $32,645.14
Sum of All Loan Payments $122,229.14

Student Loan Affordability

In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Hartwick College, should consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $122,229.14 would be needed to afford a $1,018.58 monthly payment in the example $89,584.00 loan modeled above. This assumes a repayment over 10 years. You can change the terms of this example loan using the student loan calculator below. View statistics about Hartwick College student loan debt and graduate salaries under student outcomes.

Projected 4 Year Degree Price

4 Year Sticker Price

$266,948
Year All Residents
1 $66,737
2 $68,876
3 $71,084
4 $73,363

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Hartwick College to be $266,948 - assuming graduation in normal time. The estimation assumes a 3.2% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Hartwick College
Price Per Credit 3 Credit Class 4 Credit Class
All Residents $900 $2,700 $3,600

Estimated cost for a class at Hartwick College based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Hartwick College versus other colleges.

Tuition Payment Plans Available

Hartwick College Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Tuition History

Historical tuition and price increases for Hartwick College.

YearTuitionAnnual Increase
2021$48,7903%
2020$47,3703%
2019$45,9903%
2018$44,6503.1%
2017$43,3123%
2016$42,0503.5%
2015$40,6303.5%
2014$39,2603%
2013$38,120

Is it Worth the Cost?

To make a comparative assessment if Hartwick College is worth the price, measures of it's relative value for tuition dollar can be examined. We've calculated an academic national percentile rating of 58.81/100 for Hartwick College. Considering an average net price paid of $22,396, this leads to an overall value ranking of 63/100. This places the school 144th on our national Best Value Colleges ranking as a provider of a very high value education compared to actual overall price paid.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Hartwick College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Hartwick College student loan.

Prepayment Option

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