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Public 2 Year

Union County College Tuition & Cost

Cranford, New Jersey

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How much does it cost to attend?

Sticker Price

$30,094
Costs for Union County College
Fee Cost
Tuition$10,562
Other Fees$0
Books and Supplies$1,440
Estimated Off Campus Cost of Living $12,678
Other Expenses Budget$5,414

Annual Tuition & Costs

The annual tuition to attend Union County College is $10,562. The cost is the same for both in-state and out-of-state students. Room and board fees are an additional $12,678. For educational materials, students should allocate approximately $1,440 for books and supplies plus $0 for other fees charged by the school. Finally, students should budget $5,414 for miscellaneous expenses throughout the year. With all these fees considered, the expected total cost to attend Union County College on a full-time basis is $30,094 per annum.

Housing Costs

Union County College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Cranford area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $12,678.

Books and Supplies

The estimated annual cost for books and educational supplies is $1,440.

Other Living Expenses

Off-campus students should budget for $5,414 in other miscellaneous living expenses.

All price data is sourced from the 2022/2023 U.S. Department of Education National Center for Education Statistics survey.
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Net Price

The average reported annual net price for Union County College for students receiving grants or scholarship aid was $7,399* in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses.

Average Net Price 2019/2020

$7,399

Below is the average net price by student family income.

Net Price by Income Union County College
Family Income Net Price Paid
$0 to $30,000$6,632
$30,001 to $48,000$6,509
$48,001 to $75,000$8,272
$75,001 to $110,000$9,993
$110,000+$11,370

The net price provides a more realistic estimate of the true cost of attending Union County College, once common grants and scholarships have been taken into account. It's important to note that your net price will fluctuate based on factors such as family income, assets and individual financial need. Net price is the out-of-pocket total cost that students end up paying or financing though student loans.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2019/2020 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Financial Aid

82% of full-time undergrad Union County College received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $7,285 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back.

Pell Grants

60 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2019/2020 was $5,395. To apply for a Pell Grant to attend Union County College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Student Loans

4% of students received Federal Student Loans averaging $4,958.

Finanical Aid Union County College
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $7,285 82%
Institutional Grants and Scholarships $1,494 9%
Pell Grants $5,395 60%
Other Federal Grants $2,198 79%
State and Local Grants $2,376 37%
Federal Student Loans $4,958 4%
Other Student Loans $4,891 0%

Financial Aid Mix - $30,094 Total Cost

CollegeSimply has modeled example payment coverage for the annual tuition and living expenses of $30,094. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

30%
20%
50%

Grants and Scholarships

30% - $7,285

Money granted to you by the U.S. Department of Education, Union County College or other organizations. These are not loans and do not need to be repaid.

Federal Student Loans

20% - $4,958

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket Cost

50% -  $12,437

Covered by family savings, work or private student loans which you will have to repay.

Student Loans

To gauge a more realistic picture of what it really could cost you out of pocket to go to Union County College, we've modeled a ten year student loan with an original principal value of $14,798. The loan balance of $14,798 is a two year multiple of the $7,399 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $168 could be required to pay off your student loan. The total of all payments including interest would sum $20,190.51.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 6.53%.

Example Loan $14,798
Stafford Loan Interest Rate 6.53%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $168.25
Total Interest Paid $5,392.51
Sum of All Loan Payments $20,190.51

Student Loan Affordability

In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Union County College, should consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $20,190.51 would be needed to afford a $168.25 monthly payment in the example $14,798.00 loan modeled above. This assumes a repayment over 10 years. You can change the terms of this example loan using the student loan calculator below. View statistics about Union County College student loan debt and graduate salaries under student outcomes.

Projected 2 Year Degree Price

2 Year Sticker Price

$60,188
Year All Residents
1 $30,094
2 $30,692

Based on published tuition prices, we estimate the current cost of a 2 year associate degree and living expenses at Union County College to be $60,188 - assuming graduation in normal time. The estimation assumes a 2% annual increase over the next 2 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Union County College
Price Per Credit 3 Credit Class 4 Credit Class
In District Residents $214 $642 $856
All Residents $428 $1,284 $1,712

Estimated cost for a class at Union County College based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Union County College versus other colleges.

Tuition Payment Plans Available

Union County College Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Tuition History

Historical tuition and price increases for Union County College.

YearTuitionAnnual Increase
2021$10,5620%
2020$10,5620%
2019$10,5622.7%
2018$10,2807%
2017$9,6084%
2016$9,2403.8%
2015$8,9006%
2014$8,4002.9%
2013$8,160

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Union County College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Union County College student loan.

Prepayment Option

Costs for Similar Colleges 

Explore costs at colleges similar to Union County College

Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=187198 IPEDS survey data for Union County College.

Last updated February 24, 2024