M
#3 Best Value Colleges in Maryland

Mount St. Mary's University Tuition & Cost

Emmitsburg, Maryland

 2 Reviews

How much does it cost to attend?

Sticker Price

$62,940
Costs for Mount St Mary's University
Fee Cost
Tuition$44,330
Other Fees$1,540
Books and Supplies$950
Room and Board $14,320
Other Expenses Budget$1,800

Annual Tuition & Costs

The annual tuition to attend Mount St Mary's University is $44,330. The cost is the same for both in-state and out-of-state students. Room and board fees are an additional $14,320. For educational materials, students should allocate approximately $950 for books and supplies plus $1,540 for other fees charged by the school. Finally, students should budget $1,800 for miscellaneous expenses throughout the year. With all these fees considered, the expected total cost to attend Mount St Mary's University on a full-time basis is $62,940 per annum.

Housing Costs

On campus room and board is provided by the school at a cost of $14,320 per academic year. Students electing to live off campus elsewhere in Emmitsburg should budget at least this amount.

Books and Supplies

The estimated annual cost for books and educational supplies is $950.

Other Living Expenses

If living on-campus, students should budget for $1,800 in additional living expenses. Off-campus students should budget for $2,600 in other miscellaneous living expenses.

All price data is sourced from the 2022/2023 U.S. Department of Education National Center for Education Statistics survey.
Calculate your admission chances
Calculate your admission chances

Net Price

The average reported annual net price for Mount St Mary's University for students receiving grants or scholarship aid was $24,379* in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses.

Average Net Price 2019/2020

$24,379

Below is the average net price by student family income.

Net Price by Income Mount St Mary's University
Family Income Net Price Paid
$0 to $30,000$16,102
$30,001 to $48,000$15,591
$48,001 to $75,000$21,503
$75,001 to $110,000$25,440
$110,000+$28,416

The net price provides a more realistic estimate of the true cost of attending Mount St Mary's University, once common grants and scholarships have been taken into account. It's important to note that your net price will fluctuate based on factors such as family income, assets and individual financial need. Net price is the out-of-pocket total cost that students end up paying or financing though student loans.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2019/2020 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Financial Aid

100% of full-time undergrad Mount St Mary's University received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $36,155 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back.

Pell Grants

37 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2019/2020 was $4,923. To apply for a Pell Grant to attend Mount St Mary's University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Student Loans

65% of students received Federal Student Loans averaging $5,816 and 12% of undergrads took out private student loans averaging $18,666.

Finanical Aid Mount St Mary's University
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $36,155 100%
Institutional Grants and Scholarships $31,806 99%
Pell Grants $4,923 37%
Other Federal Grants $1,017 100%
State and Local Grants $8,205 22%
Federal Student Loans $5,816 65%
Other Student Loans $18,666 12%

Financial Aid Mix - $62,940 Total Cost

CollegeSimply has modeled example payment coverage for the annual tuition and living expenses of $62,940. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

59%
10%
31%

Grants and Scholarships

59% - $36,155

Money granted to you by the U.S. Department of Education, Mount St Mary's University or other organizations. These are not loans and do not need to be repaid.

Federal Student Loans

10% - $5,816

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket Cost

31% -  $19,169

Covered by family savings, work or private student loans which you will have to repay.

Student Loans

To gauge a more realistic picture of what it really could cost you out of pocket to go to Mount St Mary's University, we've modeled a ten year student loan with an original principal value of $97,516. The loan balance of $97,516 is a four year multiple of the $24,379 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $1,109 could be required to pay off your student loan. The total of all payments including interest would sum $133,051.62.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 6.53%.

Example Loan $97,516
Stafford Loan Interest Rate 6.53%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $1,108.76
Total Interest Paid $35,535.62
Sum of All Loan Payments $133,051.62

Student Loan Affordability

In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Mount St Mary's University, should consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $133,051.62 would be needed to afford a $1,108.76 monthly payment in the example $97,516.00 loan modeled above. This assumes a repayment over 10 years. You can change the terms of this example loan using the student loan calculator below. View statistics about Mount St Mary's University student loan debt and graduate salaries under student outcomes.

Projected 4 Year Degree Price

4 Year Sticker Price

$251,760
Year All Residents
1 $62,940
2 $64,587
3 $66,278
4 $68,013

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Mount St Mary's University to be $251,760 - assuming graduation in normal time. The estimation assumes a 2.6% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Mount St Mary's University
Price Per Credit 3 Credit Class 4 Credit Class
All Residents $696 $2,088 $2,784

Estimated cost for a class at Mount St Mary's University based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Mount St Mary's University versus other colleges.

Tuition Payment Plans Available

Mount St Mary's University Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Tuition History

Historical tuition and price increases for Mount St Mary's University.

YearTuitionAnnual Increase
2021$43,2502.5%
2020$42,2002.5%
2019$41,1703%
2018$39,9752%
2017$39,2004%
2016$37,7004%
2015$36,2503.5%
2014$35,0214%
2013$33,6749.2%
2012$30,8364%
2011$29,6502.2%
2010$29,0205.3%
2009$27,5606.5%
2008$25,8907.7%
2007$24,0304.9%
2006$22,9005.6%
2005$21,6803.2%
2004$21,0005.5%
2003$19,9006.5%
2002$18,6807.4%
2001$17,4004.1%
2000$16,7203.9%
1999$16,1002.9%
1998$15,6505.1%
1997$14,8855.4%
1996$14,1209.9%
1995$12,8509.6%
1994$11,7259.8%
1993$10,6758.1%
1992$9,8758.5%
1991$9,1008.7%
1990$8,37515.5%
1989$7,2509.8%
1988$6,6007%
1987$6,170

Is it Worth the Cost?

To make a comparative assessment if Mount St. Mary's University is worth the price, measures of it's relative value for tuition dollar can be examined. We've calculated an academic national percentile rating of 58.39/100 for Mount St Mary's University. Considering an average net price paid of $24,379, this leads to an overall value ranking of 60/100. This places the school 234th on our national Best Value Colleges ranking as a provider of a very high value education compared to actual overall price paid.

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Mount St Mary's University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Mount St Mary's University student loan.

Prepayment Option

Costs for Similar Colleges 

Explore costs at colleges similar to Mount St. Mary's University

Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=163462 IPEDS survey data for Mount St Mary's University.

Last updated February 24, 2024