H
Public 2 Year

HCC Tuition & Cost

Hagerstown, Maryland

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How much does it cost to attend?

In District Maryland Resident Sticker Price

$21,904
In District Costs for Hagerstown Community College
Fee Cost
Tuition$3,690
Other Fees$630
Books and Supplies$1,606
Estimated Off Campus Cost of Living $13,194
Other Expenses Budget$2,784

In State Maryland Resident Sticker Price

$23,974
In State Costs for Hagerstown Community College
Fee Cost
Tuition$5,760
Other Fees$630
Books and Supplies$1,606
Estimated Off Campus Cost of Living $13,194
Other Expenses Budget$2,784

In-District Tuition

The tuition for in-district Maryland residents (local residents) attending Hagerstown Community College is $3,690 per academic year. Students should budget $13,194 for local off-campus housing. Additionally, books and supplies typically cost $1,606 plus the school charges $630 in other fees. In total, students should budget for an annual total cost of $21,904 to attend Hagerstown Community College.

Housing Costs

Hagerstown Community College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Hagerstown area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $13,194.

Books and Supplies

The estimated annual cost for books and educational supplies is $1,606.

Other Living Expenses

Off-campus students should budget for $2,784 in other miscellaneous living expenses.

All price data is sourced from the 2022/2023 U.S. Department of Education National Center for Education Statistics survey.
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Net Price

The average reported annual net price for Hagerstown Community College for students receiving grants or scholarship aid was $7,345* in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses.

Average Net Price 2019/2020

$7,345

Below is the average net price by student family income.

Net Price by Income Hagerstown Community College
Family Income Net Price Paid
$0 to $30,000$4,978
$30,001 to $48,000$5,138
$48,001 to $75,000$7,791
$75,001 to $110,000$8,784
$110,000+$10,005

The net price provides a more realistic estimate of the true cost of attending Hagerstown Community College, once common grants and scholarships have been taken into account. It's important to note that your net price will fluctuate based on factors such as family income, assets and individual financial need. Net price is the out-of-pocket total cost that students end up paying or financing though student loans.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2019/2020 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Financial Aid

99% of full-time undergrad Hagerstown Community College received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $4,144 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back.

Pell Grants

39 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2019/2020 was $4,573. To apply for a Pell Grant to attend Hagerstown Community College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Student Loans

18% of students received Federal Student Loans averaging $4,664.

Finanical Aid Hagerstown Community College
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $4,144 99%
Institutional Grants and Scholarships $2,090 24%
Pell Grants $4,573 39%
Other Federal Grants $1,467 99%
State and Local Grants $2,035 19%
Federal Student Loans $4,664 18%
Other Student Loans $0 0%

Financial Aid Mix - $23,974 In-State Total Cost

CollegeSimply has modeled example payment coverage for the annual in-state tuition and living expenses of $23,974. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

20%
22%
58%

Grants and Scholarships

20% - $4,144

Money granted to you by the U.S. Department of Education, Hagerstown Community College or other organizations. These are not loans and do not need to be repaid.

Federal Student Loans

22% - $4,664

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket Cost

58% -  $12,382

Covered by family savings, work or private student loans which you will have to repay.

Student Loans

To gauge a more realistic picture of what it really could cost you out of pocket to go to Hagerstown Community College, we've modeled a ten year student loan with an original principal value of $14,690. The loan balance of $14,690 is a two year multiple of the $7,345 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $167 could be required to pay off your student loan. The total of all payments including interest would sum $20,043.16.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 6.53%.

Example Loan $14,690
Stafford Loan Interest Rate 6.53%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $167.03
Total Interest Paid $5,353.16
Sum of All Loan Payments $20,043.16

Student Loan Affordability

In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Hagerstown Community College, should consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $20,043.16 would be needed to afford a $167.03 monthly payment in the example $14,690.00 loan modeled above. This assumes a repayment over 10 years. You can change the terms of this example loan using the student loan calculator below. View statistics about Hagerstown Community College student loan debt and graduate salaries under student outcomes.

Projected 2 Year Degree Price

2 Year Sticker Price

$47,948
Year Maryland Residents Non Residents
1 $23,974 $25,774
2 $24,860 $26,726

Based on published tuition prices, we estimate the current cost of a 2 year associate degree and living expenses at Hagerstown Community College to be $47,948 - assuming graduation in normal time. The estimation assumes a 3.7% annual increase over the next 2 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Hagerstown Community College
Price Per Credit 3 Credit Class 4 Credit Class
In District Residents $123 $369 $492
Maryland Residents $192 $576 $768
Out of State Residents $252 $756 $1,008

Estimated cost for a class at Hagerstown Community College based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Hagerstown Community College versus other colleges.

Tuition Payment Plans Available

Hagerstown Community College Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Tuition History

Historical in-state and out-of-state tuition and price increases for Hagerstown Community College.

YearIn-StateOut-of-stateAnnual Increase
2021$5,760$7,560 0%
2020$5,760$7,560 -1.3%
2019$5,835$7,665 0.8%
2018$5,790$7,590 19.1%
2017$4,862$6,396 2.2%
2016$4,758$6,266 0%
2015$4,758$6,266 15.3%
2014$4,128$5,424 2.4%
2013$4,032$5,280 4.3%
2012$3,864$5,088 3.2%
2011$3,744$4,944 -5.3%
2010$3,954$5,130 -17.8%
2009$4,810$6,220 1.3%
2008$4,750$6,160 0.6%
2007$4,720$6,130 4%
2006$4,540$5,860 2.7%
2005$4,420$5,710 7.3%
2004$4,120$5,350 4.6%
2003$3,940$5,110 4%
2002$3,790$4,900 4.4%
2001$3,630$4,500 -3.2%
2000$3,750$5,190 7.8%
1999$3,480$4,620 11.5%
1998$3,120$4,080 10.6%
1997$2,820$3,630 0.4%
1996$2,810$3,620 3.3%
1995$2,720$3,530 2.3%
1994$2,660$3,590 3.9%
1993$2,560$3,310 13.8%
1992$2,250$3,000 7.6%
1991$2,092$2,842 10.8%
1990$1,888$2,638 5%
1989$1,798$2,548 4.1%
1988$1,728$2,528

College Savings Calculator

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Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Hagerstown Community College student loan.

Prepayment Option

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Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=162690 IPEDS survey data for Hagerstown Community College.

Last updated February 24, 2024