Garrett College Tuition & Cost

  • 2 Year
  • McHenry, MD
  • 0 reviews
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How Much Does It Cost to Attend?

In District Maryland Resident Sticker Price

$17,600

In State Maryland Resident Sticker Price

$23,088

Breakdown

In District Costs for Garrett College
  • Tuition $4,144
  • Books and Supplies $1,000
  • Other Fees $1,372
  • Room and Board $8,384
  • Other Expenses Budget $2,700
  • Total One Year Cost $17,600

In-District Tuition

The tuition for in-district Maryland residents (local residents) attending Garrett College is $4,144 per academic year. Room and board fees total $8,384. Additionally, books and supplies typically cost $1,000 plus the school charges $1,372 in other fees. In total, students should budget for an annual total cost of $17,600 to attend Garrett College.

Housing Costs

On campus room and board is provided by the school at a cost of $8,384 per academic year. Students electing to live off campus elsewhere in McHenry should budget at least this amount.

Books and Supplies

The estimated annual cost for books and educational supplies is $1,000.

Other Living Expenses

If living on-campus, students should budget for $2,700 in additional living expenses. Off-campus students should budget for $3,251 in other miscellaneous living expenses.

All price data is sourced from the IPEDS 2025 survey for academic year 2024/2025.

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Net Price

The average reported annual net price for Garrett College for students receiving grants or scholarship aid was $8,507* in 2023/2024. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses.

Average Net Price 2023/2024

$8,507

Below is the average net price by student family income.

Net Price by Income Garrett College
Family Income Net Price Paid
$0 to $30,000$7,387
$30,001 to $48,000$7,231
$48,001 to $75,000$10,686
$75,001 to $110,000$12,624
$110,000+$13,398

The net price provides a more realistic estimate of the true cost of attending Garrett College, once common grants and scholarships have been taken into account. It's important to note that your net price will fluctuate based on factors such as family income, assets and individual financial need. Net price is the out-of-pocket total cost that students end up paying or financing though student loans.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's IPEDS 2025 survey for academic year 2023/2024. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Financial Aid

73% of full-time undergrad Garrett College received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $5,565 per student during the 2023/2024 school year. Grant and scholarship aid does not need to be paid back.

Pell Grants

52 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2023/2024 was $5,346. To apply for a Pell Grant to attend Garrett College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Student Loans

50% of students received Federal Student Loans averaging $4,690 and 3% of undergrads took out private student loans averaging $10,331.

Financial Aid Garrett College
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $5,565 73%
Institutional Grants and Scholarships $2,252 29%
Pell Grants $5,346 52%
Other Federal Grants $526 17%
State and Local Grants $3,151 16%
Federal Student Loans $4,690 50%
Other Student Loans $10,331 3%

Data Source, IPEDS 2025 survey for academic year 2023/2024

Financial Aid Mix - $23,088 In-State Total Cost

CollegeSimply has modeled example payment coverage for the annual in-state tuition and living expenses of $23,088. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

Grants 27%
Loans 23%
Out of Pocket 50%

Grants and Scholarships

27% - $5,565

Money granted to you by the U.S. Department of Education, Garrett College or other organizations. These are not loans and do not need to be repaid.

Federal Student Loans

23% - $4,690

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket Cost

50% - $10,133

Covered by family savings, work or private student loans which you will have to repay.

Student Loans

To gauge a more realistic picture of what it really could cost you out of pocket to go to Garrett College, we've modeled a ten year student loan with an original principal value of $17,014. The loan balance of $17,014 is a two year multiple of the $8,507 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $193 could be required to pay off your student loan. The total of all payments including interest would sum $23,203.65.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 6.52%.

Example student loan for Garrett College
Example Loan $17,014
Stafford Loan Interest Rate 6.52%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $193.36
Total Interest Paid $6,189.65
Sum of All Loan Payments $23,203.65

Student Loan Affordability

In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Garrett College, should consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $23,203.65 would be needed to afford a $193.36 monthly payment in the example $17,014.00 loan modeled above. This assumes a repayment over 10 years. You can change the terms of this example loan using the student loan calculator below. View statistics about Garrett College student loan debt and graduate salaries under student outcomes.

Projected 2 Year Degree Price

2 Year Sticker Price

$46,176
Projected degree price by year for Garrett College
Year Maryland Residents Non Residents
1 $23,088 $25,496
2 $24,675 $27,249

Based on published tuition prices, we estimate the current cost of a 2 year associate degree and living expenses at Garrett College to be $46,176 - assuming graduation in normal time. The estimation assumes a 6.9% annual increase over the next 2 years which has been the recent trend for this school.

Tuition Details

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Garrett College
Price Per Credit 3 Credit Class 4 Credit Class
In District Residents $99 $297 $396
Maryland Residents $288 $864 $1,152
Out of State Residents $360 $1,080 $1,440

Estimated cost for a class at Garrett College based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Garrett College versus other colleges.

Tuition Payment Plans Available

Garrett College Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Tuition History

Historical in-state and out-of-state tuition and price increases for Garrett College.

Tuition history for Garrett College
Year In-State Out-of-state Annual Increase
2023 $8,064 $10,080 -8.3%
2022 $8,792 $10,920 10.2%
2021 $7,980 $9,772 4.4%
2020 $7,644 $9,380 6.6%
2019 $7,168 $8,792 6.7%
2018 $6,720 $8,120 4.3%
2017 $6,440 $7,560 2.2%
2016 $6,300 $7,420 2.3%
2015 $6,160 $7,280 1.9%
2014 $6,048 $7,140 0%
2013 $6,048 $7,140 0%
2012 $6,048 $7,140 0%
2011 $6,048 $7,140 -14.9%
2010 $7,110 $8,280 9.2%
2009 $6,510 $7,590 0%
2008 $6,510 $7,590 5.3%
2007 $6,180 $7,260 2.5%
2006 $6,030 $7,110 5.2%
2005 $5,730 $7,020 4.9%
2004 $5,460 $6,750 14.5%
2003 $4,770 $5,970 1.9%
2002 $4,680 $5,970 3.8%
2001 $4,510 $5,500 1.3%
2000 $4,450 $6,850 15.6%
1999 $3,850 $5,470 18.5%
1998 $3,250 $5,050 22.6%
1997 $2,650 $4,150 8.4%
1996 $2,445 $3,945 6.3%
1995 $2,300 $3,800 29.9%
1994 $1,770 $3,270 0%
1993 $1,770 $3,270 13.5%
1992 $1,560 $5,000 0%
1991 $1,560 $5,000 4%
1990 $1,500 $5,000 6.4%
1989 $1,410 $2,970 0%
1988 $1,410 $2,960

Plan and Calculate Costs

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Garrett College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Garrett College student loan.

Prepayment Option

Costs for Similar Colleges

Explore costs at colleges similar to Garrett College

Data source: NCES / IPEDS https://nces.ed.gov/collegenavigator/?id=162609.

Last updated: August 2026