PSC Tuition & Cost

  • 4 Year
  • Winter Haven, FL
  • 0 reviews

How Much Does It Cost to Attend?

In State Florida Resident Sticker Price

$22,249

Out of State Resident Sticker Price

$29,372

Breakdown

In State Costs for Polk State College
  • Tuition $2,694
  • Books and Supplies $2,698
  • Other Fees $707
  • Estimated Off Campus Cost of Living $12,186
  • Budget for Other Expenses $3,964
  • Total One Year Cost $22,249

In-State Tuition

In-state tuition at Polk State College for undergraduate students residing in Florida is $2,694. Students will also need to budget for books and supplies, which typically amount to $2,698 annually. Other administrative or academic fees are $707 for the year. Additionally, students should plan an estimated $3,964 for other miscellaneous expenses throughout the year. In sum, residents attending Polk State College full time should expect a total annual cost of $22,249.

Out-of-State Tuition

Undergraduate tuition at Polk State College is $9,817 for out-of-state students. Additionally, out-of-state students are charged $2,698 for textbooks and educational resources, plus fees of $707. Students are advised to budget $3,964 for other expenses. When these costs are combined, annual out-of-state charges total $29,372. This figure is 32% higher than what Florida residents pay.

Housing Costs

Polk State College doesn't offer on campus housing. If you're not living with family you will need to budget for food and housing in the Winter Haven area just like you would for a college with dorms. The estimated rent and meal expense per academic year for off campus housing is $12,186.

Books and Supplies

The estimated annual cost for books and educational supplies is $2,698.

Other Living Expenses

Off-campus students should budget for $3,964 in other miscellaneous living expenses.

All price data is sourced from the IPEDS 2025 survey for academic year 2024/2025.

Net Price

The average reported annual net price for Polk State College for students receiving grants or scholarship aid was $10,011* in 2023/2024. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses.

Average Net Price 2023/2024

$10,011

Below is the average net price by student family income.

Net Price by Income Polk State College
Family Income Net Price Paid
$0 to $30,000$9,446
$30,001 to $48,000$9,203
$48,001 to $75,000$9,502
$75,001 to $110,000n/a
$110,000+$7,464

The net price provides a more realistic estimate of the true cost of attending Polk State College, once common grants and scholarships have been taken into account. It's important to note that your net price will fluctuate based on factors such as family income, assets and individual financial need. Net price is the out-of-pocket total cost that students end up paying or financing though student loans.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's IPEDS 2025 survey for academic year 2023/2024. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Financial Aid

72% of full-time undergrad Polk State College received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $3,305 per student during the 2023/2024 school year. Grant and scholarship aid does not need to be paid back.

Pell Grants

56 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2023/2024 was $3,019. To apply for a Pell Grant to attend Polk State College, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Student Loans

8% of students received Federal Student Loans averaging $3,303.

Financial Aid Polk State College
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $3,305 72%
Institutional Grants and Scholarships $1,440 5%
Pell Grants $3,019 56%
Other Federal Grants $933 29%
State and Local Grants $1,070 30%
Federal Student Loans $3,303 8%
Other Student Loans $0 0%

Data Source, IPEDS 2025 survey for academic year 2023/2024

Financial Aid Mix - $22,249 In-State Total Cost

CollegeSimply has modeled example payment coverage for the annual in-state tuition and living expenses of $22,249. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

Grants 18%
Loans 18%
Out of Pocket 64%

Grants and Scholarships

18% - $3,305

Money granted to you by the U.S. Department of Education, Polk State College or other organizations. These are not loans and do not need to be repaid.

Federal Student Loans

18% - $3,303

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket Cost

64% - $11,677

Covered by family savings, work or private student loans which you will have to repay.

Student Loans

To gauge a more realistic picture of what it really could cost you out of pocket to go to Polk State College, we've modeled a ten year student loan with an original principal value of $40,044. The loan balance of $40,044 is a four year multiple of the $10,011 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $455 could be required to pay off your student loan. The total of all payments including interest would sum $54,611.89.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 6.52%.

Example student loan for Polk State College
Example Loan $40,044
Stafford Loan Interest Rate 6.52%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $455.10
Total Interest Paid $14,567.89
Sum of All Loan Payments $54,611.89

Student Loan Affordability

In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Polk State College, should consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $54,611.89 would be needed to afford a $455.10 monthly payment in the example $40,044.00 loan modeled above. This assumes a repayment over 10 years. You can change the terms of this example loan using the student loan calculator below. View statistics about Polk State College student loan debt and graduate salaries under student outcomes.

Projected 4 Year Degree Price

4 Year Sticker Price

$88,996
Projected degree price by year for Polk State College
Year Florida Residents Non Residents
1 $22,249 $29,372
2 $22,627 $29,871
3 $23,012 $30,379
4 $23,403 $30,895

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Polk State College to be $88,996 - assuming graduation in normal time. The estimation assumes a 1.7% annual increase over the next 4 years which has been the recent trend for this school.

Tuition Details

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Polk State College
Price Per Credit 3 Credit Class 4 Credit Class
Florida Residents $112 $336 $448
Out of State Residents $409 $1,227 $1,636

Estimated cost for a class at Polk State College based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Polk State College versus other colleges.

Tuition Payment Plans Available

Polk State College Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Tuition History

Historical in-state and out-of-state tuition and price increases for Polk State College.

Tuition history for Polk State College
Year In-State Out-of-state Annual Increase
2023 $2,483 $9,933 0%
2022 $2,483 $9,933 0%
2021 $2,483 $9,933 0%
2020 $2,483 $9,933 0%
2019 $2,483 $9,933 0%
2018 $2,483 $9,933 0%
2017 $2,483 $9,933 0%
2016 $2,483 $9,933 0%
2015 $2,483 $9,933 0%
2014 $2,483 $9,933 0%
2013 $2,483 $9,933 4.6%
2012 $2,373 $9,509 8.4%
2011 $2,190 $8,765 -15.3%
2010 $2,585 $9,596 15.7%
2009 $2,235 $8,237 17.6%
2008 $1,901 $7,044 0%
2007 $1,901 $7,044 3.3%
2006 $1,841 $6,864 4%
2005 $1,770 $6,540 5.9%
2004 $1,672 $6,234 7.3%
2003 $1,558 $5,805 1.2%
2002 $1,539 $5,772 3.8%
2001 $1,482 $5,558 5.4%
2000 $1,406 $5,234 4.1%
1999 $1,350 $5,061 7.6%
1998 $1,255 $4,706 8.4%
1997 $1,158 $4,340 3.9%
1996 $1,114 $4,093 2.9%
1995 $1,083 $4,063 0.7%
1994 $1,075 $4,027 2.9%
1993 $1,045 $3,914 14.8%
1992 $910 $3,265 14.5%
1991 $795 $1,520 10.4%
1990 $720 $1,440

Plan and Calculate Costs

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Polk State College in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Polk State College student loan.

Prepayment Option

Costs for Similar Colleges

Explore costs at colleges similar to PSC

Data source: NCES / IPEDS https://nces.ed.gov/collegenavigator/?id=136516.

Last updated: August 2026