Cumberland College vs. Spalding

Should I go to University of the Cumberlands or Spalding University? Compare 50+ facts and figures about the colleges to help you determine if Cumberland College or Spalding is the better college for you. The CollegeSimply comparison tool allows side-by-side comparison of 50+ statistics and facts for over 2,500 colleges and universities.
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University of the Cumberlands vs. Spalding University comparison
University of the Cumberlands Spalding University College 3 College 4
University of the Cumberlands Spalding University
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Overview

 Cumberland College Spalding
Location Williamsburg, KY Louisville, KY
Setting Remote Town Large City
Enrollment 18,053 1,532
Type Private 4 Year Private 4 Year
National Ranking #952 #718
Religious Affiliation Baptist Roman Catholic - -
Status Non-profit Non-profit
Website ucumberlands.edu spalding.edu
Team Colors                    

Costs

 Cumberland College Spalding
Tuition (In State) $9,875 $26,900
Tuition (Out of State) $9,875 $26,900
Room & Board $9,300 $8,300
Avg Net Price $14,337 $26,539
Avg Grant Aid $9,822 $16,307
% Receiving Grant Aid 99% 99%

Admission

 Cumberland College Spalding
Admission Chances Calculate Calculate
Applied 2,314 720
Admitted 1,921 703
Acceptance Rate 83% 97.6%
Enrolled % 33.3% 18.8%
Avg High School GPA 3.47 3.87
Typical High School Grades B+ A-
Admissions Standards Very Easy Extremely Easy
Applicant Competition
ACT Range 16/23 16/22
SAT Range 960/1160 858/1105
Submit Test Scores Not required for admission, but considered if submitted (Test Optional) Not required for admission, but considered if submitted (Test Optional)
Application Deadline Aug 31, 2025

Academics

 Cumberland College Spalding
Student to Faculty Ratio 18:1 9:1
Popular Majors
  • Business (24%)
  • Education (11%)
  • Biology (11%)
  • Health Professions (8%)
  • Recreation, Leisure and Fitness Studies (8%)
  • Health Professions (41%)
  • Business (24%)
  • Psychology (8%)
  • Education (7%)
  • Human Services (6%)

Outcomes

 Cumberland College Spalding
Graduation Rate 43% 42%
Median Earnings (After 10 years) $36,700 $45,300
Making Student Loan Payments 52% 44%
Median Student Loan Debt $13,956 $25,000
Median Loan Payment $144 $258

Diversity

 Cumberland College Spalding
% Men 46% 29%
% Women 54% 71%
Racial Diversity Low Medium
HBCU No No
% White 76% 67%
% Black 6% 20%
% Hispanic 2% 3%
% Native American 0% 0%
% Pacific Islander 0% 0%
% Two or More Races 1% 3%
% International 5% 0%
% Unknown Race 10% 4%

Students

 Cumberland College Spalding
% In-State 65% 51%
% Out-of-State 28% 40%

Campus

 Cumberland College Spalding
Campus Housing Yes Yes
Freshman Dorm Required No No
Meal Plan Yes Yes
Weekend/Evening Classes No Yes
Daycare Facility No No
Learn More Details Details

Comparable Facts

  • University of the Cumberlands is larger than than Spalding based on total student enrollment (18,053 students vs. 1,532 students)

Cumberland College vs. Spalding Cost Comparison

Which college is more expensive, Cumberland College or Spalding?

  • Spalding University is 172.4% more expensive to attend than Cumberland College for in-state tuition ($26,900.00 vs. $9,875.00)
  • Out of state tuition is 172.4% higher at Spalding than University of the Cumberlands ($26,900.00 vs. $9,875.00)
  • The typical actual cost that students pay to attend (average net price) is less at University of the Cumberlands than Spalding ($14,337 vs. $26,539)
  • Living costs (room and board or off-campus housing budget) at Spalding University are 12% lower than costs at University of the Cumberlands ($8,300 vs. $9,300)
  • The same percent of students receive financial grant aid at University of the Cumberlands as Spalding University (99% vs. 99%)
  • The average total grant financial aid received by Spalding University students is 66% larger than aid received University of the Cumberlands ($16,307 vs. $9,822)

Cumberland College vs. Spalding Admissions Difficulty Comparison

Which college is harder to get into, Cumberland College or Spalding? Average SAT and ACT scores plus acceptance rates offer good insight into the difficulty of admission between Spalding or Cumberland College .

  • The average SAT score at University of the Cumberlands (1022) is 52 points higher than at Spalding (970)
  • Incoming Cumberland College students have a 1 point higher average ACT score (22) than students at Spalding (21)
  • Accepted freshman Spalding students have a 0.4 point higher average high school GPA (3.87) than students at Cumberland College (3.47)
  • Spalding has a higher acceptance rate (97.6%) than Cumberland College (83%)

Cumberland College vs. Spalding Graduation Outcomes Comparison

Which is better, Cumberland College or Spalding? Graduation rate, salary and amount of student loan debt are indicators of a college which offers better outcomes for its graduates. Compare the following outcomes facts between Spalding and Cumberland College.

  • The graduation rate at Cumberland College is higher than Spalding University (43% vs. 42%)
  • Graduates from Spalding University earn on average $8,600 more per year than Cumberland College graduates after ten years. ($45,300 vs. $36,700)
  • University of the Cumberlands students graduate with a $11,044 lower median federal student loan debt than Spalding graduates. ($13,956 vs. $25,000)
  • Cumberland College graduates are paying $114 less per month on federal student loans than Spalding graduates. ($144 vs. $258)
  • More Cumberland College graduates are actively paying back their federal student loan debt than former Spalding students, three years after graduation. (52% vs. 44%)

Sources: U.S. Department of Education https://nces.ed.gov IPEDS and College Scorecard https://collegescorecard.ed.gov/