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#4 Best Public Universities in Oklahoma

SWOSU Tuition & Cost

Weatherford, Oklahoma

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How much does it cost to attend?

In State Oklahoma Resident Sticker Price

$23,896
In State Costs for Southwestern Oklahoma State University
Fee Cost
Tuition$6,585
Other Fees$1,545
Books and Supplies$1,218
Room and Board $6,930
Other Expenses Budget$7,618

Out of State Resident Sticker Price

$31,006
Out of State Costs for Southwestern Oklahoma State University
Fee Cost
Tuition$13,695
Other Fees$1,545
Books and Supplies$1,218
Room and Board $6,930
Other Expenses Budget$7,618

In-State Tuition

In-state tuition at Southwestern Oklahoma State University for undergraduate students residing in Oklahoma is $6,585. Room and board charges total $6,930 per year. Students will also need to budget for books and supplies, which typically amount to $1,218 annually. Other administrative or academic fees are $1,545 for the year. Additionally, students should plan an estimated $7,618 for other miscellaneous expenses throughout the year. In sum, residents attending Southwestern Oklahoma State University full time should expect a total annual cost of $23,896.

Out-of-State Tuition

Undergraduate tuition at Southwestern Oklahoma State University is $13,695 for out-of-state students. Additionally, out-of-state students are charged $6,930 for room and board, $1,218 for textbooks and educational resources, plus fees of $1,545. Students are advised to budget $7,618 for other expenses. When these costs are combined, annual out-of-state charges total $31,006. This figure is 29.8% higher than what Oklahoma residents pay.

Housing Costs

On campus room and board is provided by the school at a cost of $6,930 per academic year. Students electing to live off campus elsewhere in Weatherford should budget at least this amount.

Books and Supplies

The estimated annual cost for books and educational supplies is $1,218.

Other Living Expenses

If living on-campus, students should budget for $7,618 in additional living expenses. Off-campus students should budget for $7,618 in other miscellaneous living expenses.

All price data is sourced from the 2022/2023 U.S. Department of Education National Center for Education Statistics survey.
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Net Price

The average reported annual net price for Southwestern Oklahoma State University for students receiving grants or scholarship aid was $13,699* in 2019/2020. Net price includes tuition and required fees, books and supplies, and average cost for room and board and other expenses.

Average Net Price 2019/2020

$13,699

Below is the average net price by student family income.

Net Price by Income Southwestern Oklahoma State University
Family Income Net Price Paid
$0 to $30,000$9,754
$30,001 to $48,000$9,798
$48,001 to $75,000$13,813
$75,001 to $110,000$15,963
$110,000+$17,397

The net price provides a more realistic estimate of the true cost of attending Southwestern Oklahoma State University, once common grants and scholarships have been taken into account. It's important to note that your net price will fluctuate based on factors such as family income, assets and individual financial need. Net price is the out-of-pocket total cost that students end up paying or financing though student loans.

*Reported Average Annual Net Price for students receiving grant or scholarship aid reported to the U.S. Department of Education's Academic Year 2019/2020 IPEDS Survey. Financial aid is only available to those who qualify. Consult this school's net price calculator for further understanding of your potential net price.

Note that for colleges with no reported on-campus room and board, the average net price has been increased to account for living expenses. This number may not only reflect the net price paid to the school for tuition.

Financial Aid

90% of full-time undergrad Southwestern Oklahoma State University received financial aid in the form of grants, scholarships, fellowships from the institution or from Federal, State or local government agencies. This aid averaged $8,539 per student during the 2019/2020 school year. Grant and scholarship aid does not need to be paid back.

Pell Grants

47 percent of students received aid in the form of Pell Grants from the U.S. Federal Government. The average Pell Grant awarded for 2019/2020 was $5,180. To apply for a Pell Grant to attend Southwestern Oklahoma State University, the first step is to fill out the Free Application for Federal Student Aid (FAFSA).

Student Loans

80% of students received Federal Student Loans averaging $5,113 and 2% of undergrads took out private student loans averaging $8,284.

Finanical Aid Southwestern Oklahoma State University
Type Avg./Student Students Receiving
Total Grant and Scholarship Aid $8,539 90%
Institutional Grants and Scholarships $4,409 78%
Pell Grants $5,180 47%
Other Federal Grants $305 11%
State and Local Grants $5,652 32%
Federal Student Loans $5,113 80%
Other Student Loans $8,284 2%

Financial Aid Mix - $23,896 In-State Total Cost

CollegeSimply has modeled example payment coverage for the annual in-state tuition and living expenses of $23,896. Breakdown is based on average grant aid and federal loan aid which will vary based on your family income.

52%
31%
16%

Grants and Scholarships

52% - $8,539

Money granted to you by the U.S. Department of Education, Southwestern Oklahoma State University or other organizations. These are not loans and do not need to be repaid.

Federal Student Loans

31% - $5,113

Low interest student loans funded by the U.S. Department of Education. This amount will need to be repaid.

Out of Pocket Cost

16% -  $2,626

Covered by family savings, work or private student loans which you will have to repay.

Student Loans

To gauge a more realistic picture of what it really could cost you out of pocket to go to Southwestern Oklahoma State University, we've modeled a ten year student loan with an original principal value of $54,796. The loan balance of $54,796 is a four year multiple of the $13,699 average net price. This is a estimate of what you could owe upon graduation if you were to qualify for average financial aid and what a degree really may cost. Should you not qualify for financial aid, you may owe significantly more when you graduate. Based on these assumptions, a monthly repayment of $623 could be required to pay off your student loan. The total of all payments including interest would sum $74,764.11.

Please note that financial aid is not guaranteed and is only available for qualifying students. Federal Student Loans are not grants and must be repaid with interest. The current Stafford loan interest rate is 6.53%.

Example Loan $54,796
Stafford Loan Interest Rate 6.53%
Time to Pay Off Student Loan 10 years
Example Monthly Payment $623.03
Total Interest Paid $19,968.11
Sum of All Loan Payments $74,764.11

Student Loan Affordability

In order to afford student loan payments and still meet all your other costs of living, it is recommended not to borrow more than you can pay back using 10% of your monthly income earned after graduation. If you're considering attending Southwestern Oklahoma State University, should consider if it will be realistic to make the post graduation loan payments based on your expected salary.

Using the 10% of salary threshold, an annual income of $74,764.11 would be needed to afford a $623.03 monthly payment in the example $54,796.00 loan modeled above. This assumes a repayment over 10 years. You can change the terms of this example loan using the student loan calculator below. View statistics about Southwestern Oklahoma State University student loan debt and graduate salaries under student outcomes.

Projected 4 Year Degree Price

4 Year Sticker Price

$95,584
Year Oklahoma Residents Non Residents
1 $23,896 $31,006
2 $24,727 $32,084
3 $25,586 $33,199
4 $26,475 $34,353

Based on published tuition prices, we estimate the current cost of a 4 year bachelor's degree and living expenses at Southwestern Oklahoma State University to be $95,584 - assuming graduation in normal time. The estimation assumes a 3.5% annual increase over the next 4 years which has been the recent trend for this school.

Credit Hour Cost and Price per Class

Credit Hour and Class Costs at Southwestern Oklahoma State University
Price Per Credit 3 Credit Class 4 Credit Class
Oklahoma Residents $323 $969 $1,292
Out of State Residents $601 $1,803 $2,404

Estimated cost for a class at Southwestern Oklahoma State University based on published credit hour prices. Note that not all schools allow single class enrollment. These prices should be used for comparison purposes as to how much it may cost to take a class at Southwestern Oklahoma State University versus other colleges.

Tuition Payment Plans Available

Southwestern Oklahoma State University Payment Plans
Tuition Payment Plan Yes
Prepaid Tuition Plan No
Alternative Tuition Plan Yes
Guaranteed Tuition Plan No

Tuition History

Historical in-state and out-of-state tuition and price increases for Southwestern Oklahoma State University.

YearIn-StateOut-of-stateAnnual Increase
2021$6,368$13,478 0%
2020$6,368$13,478 3.5%
2019$6,150$13,050 3.5%
2018$5,940$12,840 5.9%
2017$5,610$12,510 5.9%
2016$5,295$12,045 12.1%
2015$4,725$11,175 6.1%
2014$4,455$10,905 8.8%
2013$4,095$10,455

College Savings Calculator

Plan and Save for College

Discover how much will you need to start saving now to afford Southwestern Oklahoma State University in the future.

Student Loan Calculator

Estimate Loan Payments

Modify the loan assumptions to fit your financial situation and likely tuition price. Then calculate your payoff and loan payments for a Southwestern Oklahoma State University student loan.

Prepayment Option

Costs for Similar Colleges 

Explore costs at colleges similar to SWOSU

Primary data source, U.S. Department of Education https://nces.ed.gov/collegenavigator/?id=207865 IPEDS survey data for Southwestern Oklahoma State University.

Last updated February 24, 2024