Cumberland College vs. UTC

Should I go to University of the Cumberlands or The University of Tennessee at Chattanooga? Compare 50+ facts and figures about the colleges to help you determine if Cumberland College or UTC is the better college for you. The CollegeSimply comparison tool allows side-by-side comparison of 50+ statistics and facts for over 2,500 colleges and universities.

Add a college to compare up to four schools
University of the Cumberlands vs. The University of Tennessee at Chattanooga comparison
University of the Cumberlands The University of Tennessee at Chattanooga College 3 College 4
University of the Cumberlands The University of Tennessee at Chattanooga
Remove Remove +Add +Add

Overview

Cumberland College UTC
Location Williamsburg, KY Chattanooga, TN
Setting Remote Town Midsize City
Enrollment 20,327 11,380
Type Private 4 Year Public 4 Year
National Ranking #933 #815
Religious Affiliation Baptist - - -
Status Non-profit Non-profit
Website ucumberlands.edu utc.edu
Team Colors                    

Costs

Cumberland College UTC
Tuition (In State) $9,875 $8,232
Tuition (Out of State) $9,875 $16,296
Room & Board $9,300 $10,052
Avg Net Price $11,555 $13,801
Avg Grant Aid $13,109 $9,834
% Receiving Grant Aid 100% 93%

Admission

Cumberland College UTC
Admission Chances Calculate Calculate
Applied 4,281 9,096
Admitted 3,056 7,006
Acceptance Rate 71.4% 77%
Enrolled % 21.1% 34%
Avg High School GPA 3.47 3.61
Typical High School Grades B+ B+
Admissions Standards Very Easy Easy
Applicant Competition Low
ACT Range 16/23 20/25
SAT Range 960/1160 1005/1185
Submit Test Scores Not considered for admission, even if submitted (Test Blind) Required to be considered for admission
Application Deadline Aug 31, 2026 May 1, 2026

Academics

Cumberland College UTC
Student to Faculty Ratio 19:1 17:1
Popular Majors
  • Business (24%)
  • Education (11%)
  • Biology (11%)
  • Health Professions (8%)
  • Recreation, Leisure and Fitness Studies (8%)
  • Business (22%)
  • Education (8%)
  • Psychology (8%)
  • Recreation, Leisure and Fitness Studies (6%)
  • Social Sciences (6%)

Outcomes

Cumberland College UTC
Graduation Rate 43% 39%
Median Earnings (After 10 years) $36,700 $40,600
Making Student Loan Payments 52% 56%
Median Student Loan Debt $13,956 $20,792
Median Loan Payment $144 $214

Diversity

Cumberland College UTC
% Men 34% 5%
% Women 36% 8%
Racial Diversity Low Low
HBCU No No
% White 76% 75%
% Black 6% 11%
% Hispanic 2% 3%
% Native American 0% 0%
% Pacific Islander 0% 0%
% Two or More Races 1% 7%
% International 5% 1%
% Unknown Race 10% 1%

Students

Cumberland College UTC
% In-State 65% 88%
% Out-of-State 28% 11%

Campus

Cumberland College UTC
Campus Housing Yes Yes
Freshman Dorm Required No No
Meal Plan Yes Yes
Weekend/Evening Classes No No
Daycare Facility No Yes
Learn More Details Details

Comparable Facts

  • University of the Cumberlands is larger than than UTC based on total student enrollment (20,327 students vs. 11,380 students)

Cumberland College vs. UTC Cost Comparison

Which college is more expensive, Cumberland College or UTC?

  • University of the Cumberlands is 20% more expensive to attend than UTC for in-state tuition ($9,875.00 vs. $8,232.00)
  • Out of state tuition is 65% higher at UTC than University of the Cumberlands ($16,296.00 vs. $9,875.00)
  • The typical actual cost that students pay to attend (average net price) is less at University of the Cumberlands than UTC ($11,555 vs. $13,801)
  • Living costs (room and board or off-campus housing budget) at University of the Cumberlands are 8.1% lower than costs at The University of Tennessee at Chattanooga ($9,300 vs. $10,052)
  • More students receive financial grant aid at University of the Cumberlands than The University of Tennessee at Chattanooga (100% vs. 93%)
  • The average total grant financial aid received by University of the Cumberlands students is 33.3% larger than aid received The University of Tennessee at Chattanooga ($13,109 vs. $9,834)

Cumberland College vs. UTC Admissions Difficulty Comparison

Which college is harder to get into, Cumberland College or UTC? Average SAT and ACT scores plus acceptance rates offer good insight into the difficulty of admission between UTC or Cumberland College .

  • The average SAT score at The University of Tennessee at Chattanooga (1087) is 65 points higher than at Cumberland College (1022)
  • Incoming UTC students have a 2 point higher average ACT score (24) than students at Cumberland College (22)
  • Accepted freshman UTC students have a 0.14 point higher average high school GPA (3.61) than students at Cumberland College (3.47)
  • UTC has a higher acceptance rate (77%) than Cumberland College (71.4%)

Cumberland College vs. UTC Graduation Outcomes Comparison

Which is better, Cumberland College or UTC? Graduation rate, salary and amount of student loan debt are indicators of a college which offers better outcomes for its graduates. Compare the following outcomes facts between UTC and Cumberland College.

  • The graduation rate at Cumberland College is higher than The University of Tennessee at Chattanooga (43% vs. 39%)
  • Graduates from The University of Tennessee at Chattanooga earn on average $3,900 more per year than Cumberland College graduates after ten years. ($40,600 vs. $36,700)
  • University of the Cumberlands students graduate with a $6,836 lower median federal student loan debt than UTC graduates. ($13,956 vs. $20,792)
  • Cumberland College graduates are paying $70 less per month on federal student loans than UTC graduates. ($144 vs. $214)
  • More UTC graduates are actively paying back their federal student loan debt than former Cumberland College students, three years after graduation. (56% vs. 52%)

Sources: U.S. Department of Education https://nces.ed.gov IPEDS and College Scorecard https://collegescorecard.ed.gov/