UMass vs. Penn
Deciding between University of Massachusetts Amherst and University of Pennsylvania? The table below shows tuition, aid, admissions, and outcomes side by side. Data comes from public sources across more than 3,000 U.S. colleges and universities. No account is required.
University of Massachusetts Amherst
University of Pennsylvania
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Overview
- UMass
- Penn
- Location
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UMass Amherst, MA
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Penn Philadelphia, PA
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- Setting
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UMass Town Fringe
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Penn Large City
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- Total enrollment
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UMass 31,726
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Penn 29,109
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- Type
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UMass Public 4 Year
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Penn Private 4 Year
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- National Ranking
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UMass #169
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Penn #23
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- Religious Affiliation
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UMass -
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Penn -
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- Status
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UMass Non-profit
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Penn Non-profit
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- Team Colors
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UMass
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Penn
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- Admission Chances
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UMass My Chances
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Penn My Chances
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Cost
- UMass
- Penn
- Tuition (In State)
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UMass $17,772
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Penn $68,686
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- Tuition (Out of State)
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UMass $40,449
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Penn $68,686
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- Room & Board
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UMass $16,710
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Penn $19,174
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- Average Net Price
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UMass $22,948
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Penn $23,570
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- Average Grant Aid
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UMass $13,110
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Penn $65,458
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- % Receiving Grant Aid
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UMass 81%
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Penn 51%
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Admissions
- UMass
- Penn
- Admission Chances
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UMass My Chances
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Penn My Chances
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- Applied
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UMass 50,261
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Penn 65,226
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- Admitted
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UMass 30,020
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Penn 3,523
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- Acceptance Rate
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UMass 59.7%
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Penn 5.4%
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- Enrolled
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UMass 17.9%
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Penn 68%
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- Typical SAT score
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UMass 1410
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Penn 1540
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- Typical ACT score
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UMass 31
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Penn 35
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- Average High School GPA
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UMass 3.99
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Penn 3.95
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- Typical High School Grades
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UMass A
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Penn A
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- Admissions Standards
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UMass Exceptional
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Penn Elite
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- Applicant Competition
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UMass Low
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Penn Extreme
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- ACT Range
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UMass 30/33
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Penn 34/36
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- SAT Range
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UMass 1310/1500
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Penn 1510/1570
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- Submit Test Scores
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UMass Test optional
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Penn Required
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- Application Deadline
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UMass Jan 15, 2027
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Penn Jan 5, 2027
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Academics
- UMass
- Penn
- Student to Faculty Ratio
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UMass 17:1
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Penn 8:1
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- Popular Majors
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UMass
- Business (15%)
- Social Sciences (12%)
- Psychology (9%)
- Biology (8%)
- Communication (7%)
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Penn
- Business (26%)
- Social Sciences (16%)
- Biology (8%)
- Engineering (7%)
- Health Professions (7%)
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Outcomes
- UMass
- Penn
- Graduation Rate
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UMass 67%
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Penn 96%
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- Median Earnings (After 10 years)
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UMass $55,200
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Penn $123,600
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- Making Student Loan Payments
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UMass 76%
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Penn 84%
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- Median Student Loan Debt
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UMass $24,000
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Penn $20,633
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- Median Loan Payment
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UMass $248
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Penn $213
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Diversity
- UMass
- Penn
- % Men
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UMass 48%
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Penn 44%
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- % Women
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UMass 52%
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Penn 56%
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- Racial Diversity
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UMass Medium
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Penn Very High
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- HBCU
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UMass No
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Penn No
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- % White
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UMass 67%
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Penn 45%
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- % Asian
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UMass 9%
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Penn 19%
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- % Black
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UMass 4%
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Penn 7%
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- % Hispanic
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UMass 5%
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Penn 10%
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- % Native American
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UMass 0%
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Penn 0%
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- % Pacific Islander
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UMass 0%
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Penn 0%
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- % Two or More Races
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UMass 3%
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Penn 4%
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- % International
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UMass 4%
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Penn 11%
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- % Unknown Race
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UMass 8%
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Penn 3%
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Students
- UMass
- Penn
- % In-State
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UMass 69%
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Penn 15%
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- % Out-of-State
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UMass 22%
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Penn 70%
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Comparable Facts
Compare University of Massachusetts Amherst in Amherst, MA with University of Pennsylvania in Philadelphia, PA on tuition, admissions, graduation, earnings, and student body data using the table above.
University of Massachusetts Amherst is larger than Penn based on total student enrollment (31,726 students vs. 29,109 students).
Location, institution type, and student-faculty ratio
- University of Massachusetts Amherst is located in Amherst, MA (Town Fringe setting); University of Pennsylvania is in Philadelphia, PA (Large City setting).
- University of Massachusetts Amherst is a public, non-profit 4-year institution. University of Pennsylvania is a private, non-profit 4-year institution.
- Student-to-faculty ratio: University of Massachusetts Amherst 17:1; University of Pennsylvania 8:1.
UMass vs. Penn Cost Comparison
Which college is more expensive, UMass or Penn? Published tuition is the sticker price; many students pay less after aid (see average net price below).
- The typical actual cost that students pay to attend (average net price) is less at University of Massachusetts Amherst than Penn ($22,948 vs. $23,570).
- Living costs (room and board or off-campus housing budget) at University of Massachusetts Amherst are 12.9% lower than at University of Pennsylvania ($16,710 vs. $19,174).
- University of Pennsylvania is 286.5% more expensive for in-state tuition than UMass (about $50,914 more per year; $68,686.00 vs. $17,772.00).
- Out-of-state tuition is 69.8% higher at Penn than at University of Massachusetts Amherst (about $28,237 more per year; $68,686.00 vs. $40,449.00).
- A larger share of students receive grant aid at University of Massachusetts Amherst than at University of Pennsylvania (81% vs. 51%).
- The average total grant financial aid received by University of Pennsylvania students is 399.3% larger than aid received by University of Massachusetts Amherst students ($65,458 vs. $13,110).
UMass vs. Penn Admissions comparison
Which college is harder to get into, UMass or Penn? Typical SAT and ACT scores (midpoint estimates from the mid-50% ranges in the table above), enrolled-tester score ranges where reported, test score submission policy, deadlines, and acceptance rates summarize admission difficulty between Penn and UMass.
- The typical SAT score (midpoint estimate) at University of Pennsylvania (1540) is 130 points higher than at UMass (1410).
- Incoming Penn students have a 4 point higher typical ACT composite (midpoint estimate) (35 vs. 31 at UMass).
- Reported middle 50% SAT composite range (25th-75th percentile) among enrolled freshmen who submitted scores: University of Massachusetts Amherst 1310/1500; University of Pennsylvania 1510/1570.
- Reported middle 50% ACT composite range (25th-75th percentile) among enrolled freshmen who submitted scores: University of Massachusetts Amherst 30/33; University of Pennsylvania 34/36.
- Submitting SAT or ACT scores: UMass - Test optional; Penn - Required.
- Typical fall application deadline: UMass Jan 15, 2027; Penn Jan 5, 2027.
- Enrolled freshman UMass students have a 0.04 point higher average high school GPA (3.99) than students at Penn (3.95).
- UMass has a higher acceptance rate (59.7%) than Penn (5.4%).
- The share of admitted students who enrolled (yield) is 17.9% at UMass vs. 68% at Penn.
UMass vs. Penn Graduation Outcomes Comparison
How do outcomes compare for UMass and Penn? Where federal data is available for both schools, the bullets below compare graduation rate, earnings, and student loan debt using the same College Scorecard / IPEDS fields as the comparison table. If a metric is missing for one school, that school is noted separately.
- University of Pennsylvania's six-year graduation rate (96%) is higher than University of Massachusetts Amherst's (67%).
- Graduates from University of Pennsylvania earn a median of about $68,400 more per year than UMass graduates about ten years after starting college ($123,600 vs. $55,200), per the same Scorecard earnings definition.
- Among federal student loan borrowers, University of Pennsylvania graduates have a $3,367 lower median loan debt than UMass graduates ($20,633 vs. $24,000).
- Among borrowers, Penn graduates have an estimated $35 lower median monthly federal student loan payment than UMass graduates ($213 vs. $248).
- More Penn graduates are actively paying back their federal student loan debt than former UMass students, three years after graduation. (84% vs. 76%)
Sources: U.S. Department of Education https://nces.ed.gov IPEDS and College Scorecard https://collegescorecard.ed.gov/. Values reflect the most recent year available in our dataset.