UMBC vs. Swarthmore

Should I go to University of Maryland Baltimore County or Swarthmore College? Compare 50+ facts and figures about the colleges to help you determine if UMBC or Swarthmore is the better college for you. The CollegeSimply comparison tool allows side-by-side comparison of 50+ statistics and facts for over 2,500 colleges and universities.

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University of Maryland Baltimore County vs. Swarthmore College comparison
University of Maryland Baltimore County Swarthmore College College 3 College 4
University of Maryland Baltimore County Swarthmore College
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Overview

UMBC Swarthmore
Location Baltimore, MD Swarthmore, PA
Setting Large Suburban Large Suburban
Enrollment 14,148 1,644
Type Public 4 Year Private 4 Year
National Ranking #263 #41
Religious Affiliation - - - -
Status Non-profit Non-profit
Website umbc.edu swarthmore.edu
Team Colors                    

Costs

UMBC Swarthmore
Tuition (In State) $9,238 $61,992
Tuition (Out of State) $26,594 $61,992
Room & Board $14,204 $18,964
Avg Net Price $17,704 $17,930
Avg Grant Aid $9,956 $62,084
% Receiving Grant Aid 87% 53%

Admission

UMBC Swarthmore
Admission Chances Calculate Calculate
Applied 13,150 14,287
Admitted 9,762 992
Acceptance Rate 74.2% 6.9%
Enrolled % 20.3% 41.8%
Avg High School GPA 3.97 3.9
Typical High School Grades A- A-
Admissions Standards Very High Elite
Applicant Competition Low Extreme
ACT Range 23/30 33/34
SAT Range 1220/1410 1460/1560
Submit Test Scores Not required for admission, but considered if submitted (Test Optional) Not required for admission, but considered if submitted (Test Optional)
Application Deadline Feb 1, 2026 Jan 4, 2026

Academics

UMBC Swarthmore
Student to Faculty Ratio 18:1 8:1
Popular Majors
  • Computer and Information Sciences (17%)
  • Social Sciences (17%)
  • Biology (13%)
  • Psychology (12%)
  • Visual and Performing Arts (7%)
  • Social Sciences (29%)
  • Biology (11%)
  • Foreign Languages (8%)
  • Psychology (7%)
  • English and Literature (7%)

Outcomes

UMBC Swarthmore
Graduation Rate 57% 95%
Median Earnings (After 10 years) $59,500 $65,800
Making Student Loan Payments 67% 87%
Median Student Loan Debt $21,197 $19,500
Median Loan Payment $219 $201

Diversity

UMBC Swarthmore
% Men 14% 0%
% Women 12% 1%
Racial Diversity Very High Very High
HBCU No No
% White 44% 42%
% Black 17% 6%
% Hispanic 6% 13%
% Native American 0% 0%
% Pacific Islander 0% 0%
% Two or More Races 4% 8%
% International 4% 11%
% Unknown Race 4% 3%

Students

UMBC Swarthmore
% In-State 85% 10%
% Out-of-State 6% 75%

Campus

UMBC Swarthmore
Campus Housing Yes Yes
Freshman Dorm Required No Yes
Meal Plan Yes Yes
Weekend/Evening Classes No No
Daycare Facility Yes No
Learn More Details Details

Comparable Facts

  • University of Maryland Baltimore County is larger than than Swarthmore based on total student enrollment (14,148 students vs. 1,644 students)

UMBC vs. Swarthmore Cost Comparison

Which college is more expensive, UMBC or Swarthmore?

  • Swarthmore College is 571.1% more expensive to attend than UMBC for in-state tuition ($61,992.00 vs. $9,238.00)
  • Out of state tuition is 133.1% higher at Swarthmore than University of Maryland Baltimore County ($61,992.00 vs. $26,594.00)
  • The typical actual cost that students pay to attend (average net price) is less at University of Maryland Baltimore County than Swarthmore ($17,704 vs. $17,930)
  • Living costs (room and board or off-campus housing budget) at University of Maryland Baltimore County are 33.5% lower than costs at Swarthmore College ($14,204 vs. $18,964)
  • More students receive financial grant aid at University of Maryland Baltimore County than Swarthmore College (87% vs. 53%)
  • The average total grant financial aid received by Swarthmore College students is 523.6% larger than aid received University of Maryland Baltimore County ($62,084 vs. $9,956)

UMBC vs. Swarthmore Admissions Difficulty Comparison

Which college is harder to get into, UMBC or Swarthmore? Average SAT and ACT scores plus acceptance rates offer good insight into the difficulty of admission between Swarthmore or UMBC .

  • The average SAT score at Swarthmore College (1431) is 222 points higher than at UMBC (1209)
  • Incoming Swarthmore students have a 5 point higher average ACT score (32) than students at UMBC (27)
  • Accepted freshman UMBC students have a 0.07 point higher average high school GPA (3.97) than students at Swarthmore (3.9)
  • UMBC has a higher acceptance rate (74.2%) than Swarthmore (6.9%)

UMBC vs. Swarthmore Graduation Outcomes Comparison

Which is better, UMBC or Swarthmore? Graduation rate, salary and amount of student loan debt are indicators of a college which offers better outcomes for its graduates. Compare the following outcomes facts between Swarthmore and UMBC.

  • The graduation rate at Swarthmore is higher than University of Maryland Baltimore County (95% vs. 57%)
  • Graduates from Swarthmore College earn on average $6,300 more per year than UMBC graduates after ten years. ($65,800 vs. $59,500)
  • Swarthmore College students graduate with a $1,697 lower median federal student loan debt than UMBC graduates. ($19,500 vs. $21,197)
  • Swarthmore graduates are paying $18 less per month on federal student loans than UMBC graduates. ($201 vs. $219)
  • More Swarthmore graduates are actively paying back their federal student loan debt than former UMBC students, three years after graduation. (87% vs. 67%)

Sources: U.S. Department of Education https://nces.ed.gov IPEDS and College Scorecard https://collegescorecard.ed.gov/