TROY vs. UTC

Should I go to Troy University or The University of Tennessee at Chattanooga? Compare 50+ facts and figures about the colleges to help you determine if TROY or UTC is the better college for you. The CollegeSimply comparison tool allows side-by-side comparison of 50+ statistics and facts for over 2,500 colleges and universities.
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Troy University vs. The University of Tennessee at Chattanooga comparison
Troy University The University of Tennessee at Chattanooga College 3 College 4
Troy University The University of Tennessee at Chattanooga
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Overview

 TROY UTC
Location Troy, AL Chattanooga, TN
Setting Rural Fringe Midsize City
Enrollment 13,923 11,380
Type Public 4 Year Public 4 Year
National Ranking #918 #815
Religious Affiliation - - - -
Status Non-profit Non-profit
Website troy.edu utc.edu
Team Colors                    

Costs

 TROY UTC
Tuition (In State) $9,792 $8,232
Tuition (Out of State) $19,584 $16,296
Room & Board $7,996 $10,052
Avg Net Price $12,504 $13,801
Avg Grant Aid $9,329 $9,834
% Receiving Grant Aid 86% 93%

Admission

 TROY UTC
Admission Chances Calculate Calculate
Applied 7,947 9,096
Admitted 7,360 7,006
Acceptance Rate 92.6% 77%
Enrolled % 23.3% 34%
Avg High School GPA 3.5 3.61
Typical High School Grades B+ B+
Admissions Standards Easy Easy
Applicant Competition
ACT Range 18/25 20/25
SAT Range 950/1160 1005/1185
Submit Test Scores Not required for admission, but considered if submitted (Test Optional) Required to be considered for admission
Application Deadline May 1, 2026

Academics

 TROY UTC
Student to Faculty Ratio 15:1 17:1
Popular Majors
  • Business (30%)
  • Homeland Security, Law Enforcement, Firefighting (13%)
  • Psychology (13%)
  • Liberal Arts and Humanities (10%)
  • Education (7%)
  • Business (22%)
  • Education (8%)
  • Psychology (8%)
  • Recreation, Leisure and Fitness Studies (6%)
  • Social Sciences (6%)

Outcomes

 TROY UTC
Graduation Rate 35% 39%
Median Earnings (After 10 years) $39,400 $40,600
Making Student Loan Payments 33% 56%
Median Student Loan Debt $25,000 $20,792
Median Loan Payment $258 $214

Diversity

 TROY UTC
% Men 10% 5%
% Women 15% 8%
Racial Diversity High Low
HBCU No No
% White 53% 75%
% Black 31% 11%
% Hispanic 4% 3%
% Native American 1% 0%
% Pacific Islander 0% 0%
% Two or More Races 3% 7%
% International 4% 1%
% Unknown Race 4% 1%

Students

 TROY UTC
% In-State 71% 88%
% Out-of-State 25% 11%

Campus

 TROY UTC
Campus Housing Yes Yes
Freshman Dorm Required No No
Meal Plan Yes Yes
Weekend/Evening Classes Yes No
Daycare Facility No Yes
Learn More Details Details

Comparable Facts

  • Troy University is larger than than UTC based on total student enrollment (13,923 students vs. 11,380 students)

TROY vs. UTC Cost Comparison

Which college is more expensive, TROY or UTC?

  • Troy University is 19% more expensive to attend than UTC for in-state tuition ($9,792.00 vs. $8,232.00)
  • Out of state tuition is 20.2% higher at TROY than The University of Tennessee at Chattanooga ($19,584.00 vs. $16,296.00)
  • The typical actual cost that students pay to attend (average net price) is less at Troy University than UTC ($12,504 vs. $13,801)
  • Living costs (room and board or off-campus housing budget) at Troy University are 25.7% lower than costs at The University of Tennessee at Chattanooga ($7,996 vs. $10,052)
  • More students receive financial grant aid at The University of Tennessee at Chattanooga than Troy University (93% vs. 86%)
  • The average total grant financial aid received by The University of Tennessee at Chattanooga students is 5.4% larger than aid received Troy University ($9,834 vs. $9,329)

TROY vs. UTC Admissions Difficulty Comparison

Which college is harder to get into, TROY or UTC? Average SAT and ACT scores plus acceptance rates offer good insight into the difficulty of admission between UTC or TROY .

  • The average SAT score at The University of Tennessee at Chattanooga (1087) is 41 points higher than at TROY (1046)
  • Incoming UTC students have a 1 point higher average ACT score (24) than students at TROY (23)
  • Accepted freshman UTC students have a 0.11 point higher average high school GPA (3.61) than students at TROY (3.5)
  • TROY has a higher acceptance rate (92.6%) than UTC (77%)

TROY vs. UTC Graduation Outcomes Comparison

Which is better, TROY or UTC? Graduation rate, salary and amount of student loan debt are indicators of a college which offers better outcomes for its graduates. Compare the following outcomes facts between UTC and TROY.

  • The graduation rate at UTC is higher than Troy University (39% vs. 35%)
  • Graduates from The University of Tennessee at Chattanooga earn on average $1,200 more per year than TROY graduates after ten years. ($40,600 vs. $39,400)
  • The University of Tennessee at Chattanooga students graduate with a $4,208 lower median federal student loan debt than TROY graduates. ($20,792 vs. $25,000)
  • UTC graduates are paying $44 less per month on federal student loans than TROY graduates. ($214 vs. $258)
  • More UTC graduates are actively paying back their federal student loan debt than former TROY students, three years after graduation. (56% vs. 33%)

Sources: U.S. Department of Education https://nces.ed.gov IPEDS and College Scorecard https://collegescorecard.ed.gov/