USJ vs. Howard Payne University

Comparable Facts

Compare University of Saint Joseph in West Hartford, CT with Howard Payne University in Brownwood, TX on tuition, admissions, graduation, earnings, and student body data using the table above.

University of Saint Joseph is larger than Howard Payne University based on total student enrollment (1,952 students vs. 809 students)

Location, institution type, and student-faculty ratio

• University of Saint Joseph is located in West Hartford, CT (Small City setting); Howard Payne University is in Brownwood, TX (Remote Town setting).
• University of Saint Joseph is a private, non-profit 4-year institution. Howard Payne University is a private, non-profit 4-year institution.
• Student-to-faculty ratio: University of Saint Joseph 10:1; Howard Payne University 10:1.

USJ vs. Howard Payne University Cost Comparison

Which college is more expensive, USJ or Howard Payne University? Published tuition is the sticker price; many students pay less after aid (see average net price below).

• The typical actual cost that students pay to attend (average net price) is less at Howard Payne University than USJ ($25,750 vs. $29,300).
• Living costs (room and board or off-campus housing budget) at Howard Payne University are 29.3% lower than at University of Saint Joseph ($10,200 vs. $14,426).
• University of Saint Joseph is 35.1% more expensive for in-state tuition than Howard Payne University (about $12,296 more per year; $47,278.00 vs. $34,982.00).
• Out-of-state tuition is 35.1% higher at USJ than at Howard Payne University (about $12,296 more per year; $47,278.00 vs. $34,982.00).
• A larger share of students receive grant aid at University of Saint Joseph than at Howard Payne University (100% vs. 91%).
• The average total grant financial aid received by University of Saint Joseph students is 51% larger than aid received by Howard Payne University students ($30,747 vs. $20,357).

USJ vs. Howard Payne University Admissions comparison

Which college is harder to get into, USJ or Howard Payne University? Typical SAT and ACT scores (same estimates as in the table above), middle 50% test ranges where reported, test score submission policy, deadlines, and acceptance rates summarize admission difficulty between Howard Payne University and USJ.

• The typical SAT score (median estimate) at Howard Payne University (1020) is 10 points higher than at USJ (1010).
• Reported middle 50% SAT composite range (25th-75th percentile) for admitted students: University of Saint Joseph 850/1170; Howard Payne University 880/1160.
• Reported middle 50% ACT composite range (25th-75th percentile) for admitted studentsHoward Payne University 16/27.
• Submitting SAT or ACT scores: USJ - Test optional; Howard Payne University - Test optional.
• Accepted freshman USJ students have a 0.16 point higher average high school GPA (3.46) than students at Howard Payne University (3.3).
• USJ has a higher acceptance rate (78.6%) than Howard Payne University (67.4%).
• The share of admitted students who enrolled (yield) is 12.2% at USJ vs. 27% at Howard Payne University.

USJ vs. Howard Payne University Graduation Outcomes Comparison

How do outcomes compare for USJ and Howard Payne University? Graduation rate, earnings, and student loan debt are common indicators. The bullets below summarize the same federal outcomes fields as the comparison table (College Scorecard / IPEDS where applicable).

• University of Saint Joseph's six-year graduation rate (56%) is higher than Howard Payne University's (46%).
• Graduates from University of Saint Joseph earn a median of about $10,900 more per year than Howard Payne University graduates about ten years after starting college ($51,200 vs. $40,300), per the same Scorecard earnings definition.
• Among federal student loan borrowers, Howard Payne University graduates have a $1,314 lower median loan debt than USJ graduates ($25,686 vs. $27,000).
• Among borrowers, Howard Payne University graduates have an estimated $14 lower median monthly federal student loan payment than USJ graduates ($265 vs. $279).
• More USJ graduates are actively paying back their federal student loan debt than former Howard Payne University students, three years after graduation. (60% vs. 58%)

Sources: U.S. Department of Education https://nces.ed.gov IPEDS and College Scorecard https://collegescorecard.ed.gov/. Values reflect the most recent year available in our dataset.