St. Cloud State University vs. UTC

Should I go to Saint Cloud State University or The University of Tennessee at Chattanooga? Compare 50+ facts and figures about the colleges to help you determine if St. Cloud State University or UTC is the better college for you. The CollegeSimply comparison tool allows side-by-side comparison of 50+ statistics and facts for over 2,500 colleges and universities.
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Saint Cloud State University vs. The University of Tennessee at Chattanooga comparison
Saint Cloud State University The University of Tennessee at Chattanooga College 3 College 4
Saint Cloud State University The University of Tennessee at Chattanooga
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Overview

 St. Cloud State University UTC
Location Saint Cloud, MN Chattanooga, TN
Setting Small City Midsize City
Enrollment 10,420 11,283
Type Public 4 Year Public 4 Year
National Ranking #710 #788
Religious Affiliation - - - -
Status Non-profit Non-profit
Website stcloudstate.edu utc.edu
Team Colors                    

Costs

 St. Cloud State University UTC
Tuition (In State) $8,811 $7,992
Tuition (Out of State) $18,695 $24,110
Room & Board $9,950 $9,500
Avg Net Price $14,065 $14,417
Avg Grant Aid $6,042 $9,309
% Receiving Grant Aid 98% 94%

Admission

 St. Cloud State University UTC
Admission Chances Calculate Calculate
Applied 4,810 8,345
Admitted 4,583 6,897
Acceptance Rate 95.3% 82.6%
Enrolled % 16.8% 32.6%
Avg High School GPA 3.4 3.61
Typical High School Grades B+ B+
Admissions Standards Easy Moderate
Applicant Competition
ACT Range 18/24 20/26
SAT Range 1027/1200 1023/1210
Submit Test Scores Not required for admission, but considered if submitted (Test Optional) Not required for admission, but considered if submitted (Test Optional)
Application Deadline Aug 15, 2025 May 1, 2025

Academics

 St. Cloud State University UTC
Student to Faculty Ratio 16:1 16:1
Popular Majors
  • Business (27%)
  • Education (13%)
  • Communication (8%)
  • Psychology (6%)
  • Social Sciences (5%)
  • Business (22%)
  • Education (8%)
  • Psychology (8%)
  • Recreation, Leisure and Fitness Studies (6%)
  • Social Sciences (6%)

Outcomes

 St. Cloud State University UTC
Graduation Rate 48% 39%
Median Earnings (After 10 years) $46,700 $40,600
Making Student Loan Payments 67% 56%
Median Student Loan Debt $22,500 $20,792
Median Loan Payment $232 $214

Diversity

 St. Cloud State University UTC
% Men 43% 42%
% Women 57% 58%
Racial Diversity Low Low
HBCU No No
% White 73% 75%
% Black 7% 11%
% Hispanic 3% 3%
% Native American 0% 0%
% Pacific Islander 0% 0%
% Two or More Races 3% 7%
% International 7% 1%
% Unknown Race 1% 1%

Students

 St. Cloud State University UTC
% In-State 75% 89%
% Out-of-State 11% 11%

Campus

 St. Cloud State University UTC
Campus Housing Yes Yes
Freshman Dorm Required No No
Meal Plan Yes Yes
Weekend/Evening Classes Yes No
Daycare Facility Yes Yes
Learn More Details Details

Comparable Facts

  • The University of Tennessee at Chattanooga is larger than than St. Cloud State University based on total student enrollment (11,283 students vs. 10,420 students)

St. Cloud State University vs. UTC Cost Comparison

Which college is more expensive, St. Cloud State University or UTC?

  • Saint Cloud State University is 10.2% more expensive to attend than UTC for in-state tuition ($8,811.00 vs. $7,992.00)
  • Out of state tuition is 29% higher at UTC than Saint Cloud State University ($24,110.00 vs. $18,695.00)
  • The typical actual cost that students pay to attend (average net price) is less at Saint Cloud State University than UTC ($14,065 vs. $14,417)
  • Living costs (room and board or off-campus housing budget) at The University of Tennessee at Chattanooga are 4.7% lower than costs at Saint Cloud State University ($9,500 vs. $9,950)
  • More students receive financial grant aid at Saint Cloud State University than The University of Tennessee at Chattanooga (98% vs. 94%)
  • The average total grant financial aid received by The University of Tennessee at Chattanooga students is 54.1% larger than aid received Saint Cloud State University ($9,309 vs. $6,042)

St. Cloud State University vs. UTC Admissions Difficulty Comparison

Which college is harder to get into, St. Cloud State University or UTC? Average SAT and ACT scores plus acceptance rates offer good insight into the difficulty of admission between UTC or St. Cloud State University .

  • The average SAT score at The University of Tennessee at Chattanooga (1087) is 57 points higher than at St. Cloud State University (1030)
  • Incoming UTC students have a 2 point higher average ACT score (24) than students at St. Cloud State University (22)
  • Accepted freshman UTC students have a 0.21 point higher average high school GPA (3.61) than students at St. Cloud State University (3.4)
  • St. Cloud State University has a higher acceptance rate (95.3%) than UTC (82.6%)

St. Cloud State University vs. UTC Graduation Outcomes Comparison

Which is better, St. Cloud State University or UTC? Graduation rate, salary and amount of student loan debt are indicators of a college which offers better outcomes for its graduates. Compare the following outcomes facts between UTC and St. Cloud State University.

  • The graduation rate at St. Cloud State University is higher than The University of Tennessee at Chattanooga (48% vs. 39%)
  • Graduates from Saint Cloud State University earn on average $6,100 more per year than UTC graduates after ten years. ($46,700 vs. $40,600)
  • The University of Tennessee at Chattanooga students graduate with a $1,708 lower median federal student loan debt than St. Cloud State University graduates. ($20,792 vs. $22,500)
  • UTC graduates are paying $18 less per month on federal student loans than St. Cloud State University graduates. ($214 vs. $232)
  • More St. Cloud State University graduates are actively paying back their federal student loan debt than former UTC students, three years after graduation. (67% vs. 56%)

Sources: U.S. Department of Education https://nces.ed.gov IPEDS and College Scorecard https://collegescorecard.ed.gov/