Harvard vs. University of Massachusetts-Lowell

Should I go to Harvard University or University of Massachusetts Lowell? Compare 50+ facts and figures about the colleges to help you determine if Harvard or University of Massachusetts-Lowell is the better college for you. The CollegeSimply comparison tool allows side-by-side comparison of 50+ statistics and facts for over 2,500 colleges and universities.

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Harvard University vs. University of Massachusetts Lowell comparison
Harvard University University of Massachusetts Lowell College 3 College 4
Harvard University University of Massachusetts Lowell
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Overview

Harvard University of Massachusetts-Lowell
Location Cambridge, MA Lowell, MA
Setting Midsize City Large Suburban
Enrollment 30,386 16,770
Type Private 4 Year Public 4 Year
National Ranking #4 #428
Religious Affiliation - - - -
Status Non-profit Non-profit
Website harvard.edu uml.edu
Team Colors                    

Costs

Harvard University of Massachusetts-Lowell
Tuition (In State) $54,269 $15,850
Tuition (Out of State) $54,269 $34,676
Room & Board $20,374 $15,424
Avg Net Price $17,900 $17,624
Avg Grant Aid $64,942 $12,647
% Receiving Grant Aid 57% 79%

Admission

Harvard University of Massachusetts-Lowell
Admission Chances Calculate Calculate
Applied 56,937 12,628
Admitted 1,965 10,764
Acceptance Rate 3.5% 85.2%
Enrolled % 83.7% 19.4%
Avg High School GPA 4.0 3.67
Typical High School Grades A/A+ B+
Admissions Standards Elite Difficult
Applicant Competition Extreme
ACT Range 34/36 26/30
SAT Range 1500/1580 1180/1350
Submit Test Scores Not required for admission, but considered if submitted (Test Optional) Not required for admission, but considered if submitted (Test Optional)
Application Deadline Jan 1, 2026 Feb 15, 2026

Academics

Harvard University of Massachusetts-Lowell
Student to Faculty Ratio 7:1 17:1
Popular Majors
  • Social Sciences (32%)
  • Biology (12%)
  • Liberal Arts and Humanities (9%)
  • History (9%)
  • Mathematics (6%)
  • Business (18%)
  • Homeland Security, Law Enforcement, Firefighting (13%)
  • Engineering (12%)
  • Computer and Information Sciences (12%)
  • Health Professions (10%)

Outcomes

Harvard University of Massachusetts-Lowell
Graduation Rate 97% 50%
Median Earnings (After 10 years) $136,700 $55,300
Making Student Loan Payments 70% 63%
Median Student Loan Debt $6,500 $25,000
Median Loan Payment $67 $258

Diversity

Harvard University of Massachusetts-Lowell
% Men 32% 15%
% Women 38% 13%
Racial Diversity Very High Medium
HBCU No No
% White 44% 64%
% Black 6% 6%
% Hispanic 10% 10%
% Native American 0% 0%
% Pacific Islander 0% 0%
% Two or More Races 6% 3%
% International 11% 4%
% Unknown Race 3% 5%

Students

Harvard University of Massachusetts-Lowell
% In-State 15% 87%
% Out-of-State 70% 10%

Campus

Harvard University of Massachusetts-Lowell
Campus Housing Yes Yes
Freshman Dorm Required Yes No
Meal Plan Yes Yes
Weekend/Evening Classes No No
Daycare Facility Yes No
Learn More Details Details

Comparable Facts

  • Harvard University is larger than than University of Massachusetts-Lowell based on total student enrollment (30,386 students vs. 16,770 students)

Harvard vs. University of Massachusetts-Lowell Cost Comparison

Which college is more expensive, Harvard or University of Massachusetts-Lowell?

  • Harvard University is 242.4% more expensive to attend than University of Massachusetts-Lowell for in-state tuition ($54,269.00 vs. $15,850.00)
  • Out of state tuition is 56.5% higher at Harvard than University of Massachusetts Lowell ($54,269.00 vs. $34,676.00)
  • The typical actual cost that students pay to attend (average net price) is less at University of Massachusetts Lowell than Harvard ($17,624 vs. $17,900)
  • Living costs (room and board or off-campus housing budget) at University of Massachusetts Lowell are 32.1% lower than costs at Harvard University ($15,424 vs. $20,374)
  • More students receive financial grant aid at University of Massachusetts Lowell than Harvard University (79% vs. 57%)
  • The average total grant financial aid received by Harvard University students is 413.5% larger than aid received University of Massachusetts Lowell ($64,942 vs. $12,647)

Harvard vs. University of Massachusetts-Lowell Admissions Difficulty Comparison

Which college is harder to get into, Harvard or University of Massachusetts-Lowell? Average SAT and ACT scores plus acceptance rates offer good insight into the difficulty of admission between University of Massachusetts-Lowell or Harvard .

  • The average SAT score at Harvard University (1497) is 300 points higher than at University of Massachusetts-Lowell (1197)
  • Incoming Harvard students have a 8 point higher average ACT score (34) than students at University of Massachusetts-Lowell (26)
  • Accepted freshman Harvard students have a 0.33 point higher average high school GPA (4.0) than students at University of Massachusetts-Lowell (3.67)
  • University of Massachusetts-Lowell has a higher acceptance rate (85.2%) than Harvard (3.5%)

Harvard vs. University of Massachusetts-Lowell Graduation Outcomes Comparison

Which is better, Harvard or University of Massachusetts-Lowell? Graduation rate, salary and amount of student loan debt are indicators of a college which offers better outcomes for its graduates. Compare the following outcomes facts between University of Massachusetts-Lowell and Harvard.

  • The graduation rate at Harvard is higher than University of Massachusetts Lowell (97% vs. 50%)
  • Graduates from Harvard University earn on average $81,400 more per year than University of Massachusetts-Lowell graduates after ten years. ($136,700 vs. $55,300)
  • Harvard University students graduate with a $18,500 lower median federal student loan debt than University of Massachusetts-Lowell graduates. ($6,500 vs. $25,000)
  • Harvard graduates are paying $191 less per month on federal student loans than University of Massachusetts-Lowell graduates. ($67 vs. $258)
  • More Harvard graduates are actively paying back their federal student loan debt than former University of Massachusetts-Lowell students, three years after graduation. (70% vs. 63%)

Sources: U.S. Department of Education https://nces.ed.gov IPEDS and College Scorecard https://collegescorecard.ed.gov/