CU vs. UTC

Should I go to Cumberland University or The University of Tennessee at Chattanooga? Compare 50+ facts and figures about the colleges to help you determine if CU or UTC is the better college for you. The CollegeSimply comparison tool allows side-by-side comparison of 50+ statistics and facts for over 2,500 colleges and universities.

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Cumberland University vs. The University of Tennessee at Chattanooga comparison
Cumberland University The University of Tennessee at Chattanooga College 3 College 4
Cumberland University The University of Tennessee at Chattanooga
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Overview

CU UTC
Location Lebanon, TN Chattanooga, TN
Setting Distant Town Midsize City
Enrollment 3,072 11,380
Type Private 4 Year Public 4 Year
National Ranking #815
Religious Affiliation - - - -
Status Non-profit Non-profit
Website cumberland.edu utc.edu
Team Colors                    

Costs

CU UTC
Tuition (In State) $26,640 $8,232
Tuition (Out of State) $26,640 $16,296
Room & Board $10,360 $10,052
Avg Net Price $17,669 $13,801
Avg Grant Aid $23,749 $9,834
% Receiving Grant Aid 100% 93%

Admission

CU UTC
Admission Chances Calculate Calculate
Applied 2,788 9,096
Admitted 1,868 7,006
Acceptance Rate 67% 77%
Enrolled % 36% 34%
Avg High School GPA 3.3 3.61
Typical High School Grades B+ B+
Admissions Standards Unavailable Easy
Applicant Competition Low
ACT Range 20/25
SAT Range 1005/1185
Submit Test Scores Not considered for admission, even if submitted (Test Blind) Required to be considered for admission
Application Deadline May 1, 2026

Academics

CU UTC
Student to Faculty Ratio 18:1 17:1
Popular Majors
  • Health Professions (46%)
  • Business (15%)
  • Education (14%)
  • Biology (4%)
  • Homeland Security, Law Enforcement, Firefighting (4%)
  • Business (22%)
  • Education (8%)
  • Psychology (8%)
  • Recreation, Leisure and Fitness Studies (6%)
  • Social Sciences (6%)

Outcomes

CU UTC
Graduation Rate 34% 39%
Median Earnings (After 10 years) $39,900 $40,600
Making Student Loan Payments 60% 56%
Median Student Loan Debt $21,729 $20,792
Median Loan Payment $224 $214

Diversity

CU UTC
% Men 8% 5%
% Women 6% 8%
Racial Diversity Medium Low
HBCU No No
% White 63% 75%
% Black 12% 11%
% Hispanic 3% 3%
% Native American 1% 0%
% Pacific Islander 0% 0%
% Two or More Races 0% 7%
% International 4% 1%
% Unknown Race 16% 1%

Students

CU UTC
% In-State 88% 88%
% Out-of-State 8% 11%

Campus

CU UTC
Campus Housing Yes Yes
Freshman Dorm Required No No
Meal Plan Yes Yes
Weekend/Evening Classes No No
Daycare Facility No Yes
Learn More Details Details

Comparable Facts

  • The University of Tennessee at Chattanooga is larger than than CU based on total student enrollment (11,380 students vs. 3,072 students)

CU vs. UTC Cost Comparison

Which college is more expensive, CU or UTC?

  • Cumberland University is 223.6% more expensive to attend than UTC for in-state tuition ($26,640.00 vs. $8,232.00)
  • Out of state tuition is 63.5% higher at CU than The University of Tennessee at Chattanooga ($26,640.00 vs. $16,296.00)
  • The typical actual cost that students pay to attend (average net price) is less at The University of Tennessee at Chattanooga than CU ($13,801 vs. $17,669)
  • Living costs (room and board or off-campus housing budget) at The University of Tennessee at Chattanooga are 3.1% lower than costs at Cumberland University ($10,052 vs. $10,360)
  • More students receive financial grant aid at Cumberland University than The University of Tennessee at Chattanooga (100% vs. 93%)
  • The average total grant financial aid received by Cumberland University students is 141.5% larger than aid received The University of Tennessee at Chattanooga ($23,749 vs. $9,834)

CU vs. UTC Admissions Difficulty Comparison

Which college is harder to get into, CU or UTC? Average SAT and ACT scores plus acceptance rates offer good insight into the difficulty of admission between UTC or CU .

  • The average SAT score at The University of Tennessee at Chattanooga (1087) is 98 points higher than at CU (989)
  • Incoming UTC students have a 3 point higher average ACT score (24) than students at CU (21)
  • Accepted freshman UTC students have a 0.31 point higher average high school GPA (3.61) than students at CU (3.3)
  • UTC has a higher acceptance rate (77%) than CU (67%)

CU vs. UTC Graduation Outcomes Comparison

Which is better, CU or UTC? Graduation rate, salary and amount of student loan debt are indicators of a college which offers better outcomes for its graduates. Compare the following outcomes facts between UTC and CU.

  • The graduation rate at UTC is higher than Cumberland University (39% vs. 34%)
  • Graduates from The University of Tennessee at Chattanooga earn on average $700 more per year than CU graduates after ten years. ($40,600 vs. $39,900)
  • The University of Tennessee at Chattanooga students graduate with a $937 lower median federal student loan debt than CU graduates. ($20,792 vs. $21,729)
  • UTC graduates are paying $10 less per month on federal student loans than CU graduates. ($214 vs. $224)
  • More CU graduates are actively paying back their federal student loan debt than former UTC students, three years after graduation. (60% vs. 56%)

Sources: U.S. Department of Education https://nces.ed.gov IPEDS and College Scorecard https://collegescorecard.ed.gov/