Can I afford Oklahoma University on a middle-class salary?

Oklahoma University (OU) can be affordable for middle-class families through a combination of financial aid, scholarships, and cost-reduction strategies. The total cost of attendance at OU, including tuition, room, board, and other expenses, typically ranges from $23,000 to $26,000 per year for in-state students and $40,000 to $45,000 for out-of-state students.

Your family's middle-class income actually works in your favor for need-based financial aid. Start by submitting the FAFSA as early as possible, ideally in October of your senior year. This application determines your eligibility for federal grants, work-study programs, and subsidized loans. Many middle-class families at OU receive significant aid packages that substantially reduce out-of-pocket costs.

Oklahoma University offers numerous merit-based scholarships that don't depend on financial need. The Sooner Academic Scholarship, for example, awards up to $8,000 per year based on your ACT/SAT scores and GPA. Additionally, OU's departmental scholarships can provide substantial assistance based on your intended major. The earlier you apply for admission, the better your chances of securing these scholarships.

To further reduce costs, consider starting at a community college for two years before transferring to OU. This strategy can save thousands in tuition while still earning your degree from Oklahoma University. You might also explore becoming a Resident Advisor (RA) after your freshman year, which typically covers room and board expenses.

Working part-time through OU's work-study program can provide additional income while maintaining a flexible schedule around your classes. Many students find campus jobs that allow them to study during slower periods, effectively earning money while completing coursework.